Carry forward allowance overlooked by advisers in retirement planning

Options For Your Tomorrow is quoted in this lead article on International Investment - According to Christine Hallett, CEO of Options For Your Tomorrow, "If you have not used your full annual allowance during the past three tax years, carry forward enables you to ‘plug' any gaps, provided you were a member of a registered pension scheme during the relevant period.
"For example, someone who earned £50,000 in 2019-20 and saved £1,200 a month into their SIPP could theoretically use their excess savings and invest up to £25,600 into their pension for the tax year ending April 2020. Such an investment would attract tax relief of £6,400."
What do you plan to do with your excess savings? Read more here: