Self-Invested Personal Pensions

At Options we put solutions and service at the heart of everything we do.

Our Self -Invested Personal Pension (SIPP) proposition is a UK registered pension scheme which gives you control, choice and flexibility when planning for your retirement.

Options offers two distinct solutions to suit individual or changing needs.


Your Simple SIPP

  • A single investment portfolio or platform;
  • Ability to flexibly take benefits;
  • A tax efficient way to save for retirement;
  • Death benefits.


Your Premier SIPP

  • A wide range of investment options including UK commercial property;
  • Ability to flexibly take benefits;
  • A tax efficient way to save for retirement;
  • Death benefits.


These products give you much more flexibility, offering different charging structures, so you can find the right solution at the right time and for the right price to suit you.

Options is also completely independent of any platform, investment house, stockbroker, or insurance company. Not being tied to a ‘parent’ company with its off-the-shelf products, means we have complete freedom to work with our range of connections to provide the optimum solution for you.

Please note that a SIPP is a sophisticated and regulated financial product. That means it is essential that you have taken professional advice and read our Key Features, Terms and Conditions and Fee Schedule.

Options for all 

You can start a SIPP whether you’re a self-employed or employed individual.

The tax-efficient way to save 

You can claim tax relief on contributions into a SIPP up to generous limits. Not only that, but there is also no tax charge on any growth achieved from the investments within a SIPP.

Flexibility and choice 

SIPPs allow a range of investment types and even direct investment in UK commercial property is allowed. We can accept transfer payments from any other registered pension scheme which can be in cash or (in most cases) you can instead move existing pension investments "in-specie" to your new SIPP (meaning that you do not have to sell them).  We allow you to flexibly access your pension benefits to the full extent permitted by the tax rules and if in the future you want to transfer out of your SIPP to another pension provider that is fine too.

Looking after you 

Your SIPP has its own individual scheme bank account, a dedicated relationship manager and an allocated administrator. Customer care is at the heart of our culture and everything we do.


If you have any questions, please do contact us.